XTransfer is a cross-border collection and payment platform for B2B foreign trade enterprises, comparable to traditional bank cross-border accounts and third-party foreign trade collection services. It provides global and local collection, payments, 7*24h settlement and currency exchange, forward exchange-rate locking, risk control and compliance, and APP management.

This is an account-based platform service, not an open-source self-hosted product. Users do not need to prepare server resources, but they need to complete registration, enterprise verification, and account opening. Users in China should pay attention to collection services provided by XTransfer’s overseas licensed entities, compliance for tax refund and settlement, WeChat Official Account / human customer service access, and the supported scope for payments to mainland China suppliers and same-day arrival in mainland China.